| Payment Method | Region Coverage | Transaction | Fee* | Limit | Settlement Time |
|---|---|---|---|---|---|
| ACH Bank Transfer | US | Buy + Sell | 1.50% | $1,000 per week | T+5 (business days) |
| Instant ACH Bank Transfer | US | Buy | 2% or $2 (whichever is more) | $100 per week | T+0 ⚡ (same-day) |
| Card: Visa, Mastercard | |||||
| (coming soon) | Global | Buy | 3.99% | $1,000 per week | T+0 ⚡ (same-day) |
| Fedwire | |||||
| (coming soon) | US | Buy | $15 or 1%(whichever is more) | None | T+0 (same-day if sent before 12:00pm PT) |
| T+1 (next business day if sent after 12:00pm PT) | |||||
| SWIFT Wire | |||||
| (coming soon) | Global | Buy | $35 or 1% | ||
| (whichever is more) | None | T+3 or more (business days) |
| Network | Fee |
|---|---|
| All blockchains | Variable, depending on the blockchain and its network conditions |
<aside> 💡 **All fees listed already include exchange rates Until the end of February 2023, Stably Ramp users may enjoy the following all-in promotional fees: 0.50% for Stellar USDC (buy + sell), $16 for Ethereum USDS (buy only), $1 for USDS on all other networks (buy only), $0 for USDS and VeUSD on all networks (sell only), and $1 for all other assets (buy + sell)
</aside>
| Payment Method | Fee | Limit | Settlement Time |
|---|---|---|---|
| ACH - Domestic USA | None | $1,000 per week | T+5 or more (business days) |
| Card: Visa, Mastercard - Global | None | $1,000 per week | T+0 ⚡ (same-day) |
| Fedwire - Domestic USA | None | None | T+0 ⚡ (same-day if sent before 12:00pm PT) |
| T+1 (next business day if sent after 12:00pm PT) | |||
| SWIFT - Global | None | None | T+3 or more (business days) |
| Blockchain - Global | None | None | T+0 ⚡ (same-day) |
| Payment Method | Fee | Limit | Settlement Time | Notes |
|---|---|---|---|---|
| ACH - Domestic USA | $1 + 0.10% | None | T+5 or more (business days) | |
| Fedwire - Domestic USA | $30 + 0.10% | None | T+0 ⚡ (same-day if sent before 12:00pm PT) | |
| T+1 (next business day if sent after 12:00pm PT) | ||||
| SWIFT - Global | $35 + 0.10% | None | T+3 or more (business days) | |
| Blockchain - Global | $16 (Ethereum) | |||
| $1 (all other networks) | None | T+1 or more (business days) | Digital assets held in cold storage by our regulated custodian are only processed for withdrawal during normal US business hours (Pacific Time) |
| Asset | Transaction | Fee | Exchange Rate | Settlement Time | Notes |
|---|---|---|---|---|---|
| USDS | Buy + Sell | None | Always 1:1 (USD) | T+0 ⚡ (same-day) | Available on Ethereum, BNB Chain (BEP2), Stellar, Tezos, ICON, Chia, Harmony, XRP Ledger, and Polymesh. More networks coming soon (01/23) |
| VeUSD | Buy + Sell | None | Always 1:1 (USD) | T+0 ⚡ (same-day) | Available on VeChainThor |
| USDC | Buy + Sell | 0.30% - 0.50% | Depending on market conditions | T+0 ⚡ (same-day) | Available on Ethereum, Stellar, Avalanche, and Solana |
| USDT | Buy + Sell | 0.30% | Depending on market conditions | T+0 ⚡ (same-day) | Available on Ethereum |